Aloha!

We have a wonderful assortment of articles, Big Island Calendar of Events, resources, tips and industry updates for you this month and we hope you enjoy. Some of these include:

  • Introducing Market Snapshots!
    • Looking for detailed information regarding Hawaii real estate, including graphs, statistics and more?
      We now have them available for you at no cost.
  • What the Economic Stimulus Package Means to You
  • Pidgin - ”Eh, Brah - you kaukau a’ready?”
  • Appealing Your Property Tax Bill
  • Buying Bonds and the Mortgage Market

Also, Kelly's blog is receiving many accolades --  Aloha Living will begin featuring his posts as permanent articles!  So, don't miss out ... sign-up to receive regular updates throughout the month from Kelly's blog.  If you're not very familiar with signing-up for blogs, we've made it super easy. Just click the email sign-up link in the right area, enter your email address, and you'll receive each blog entry (about 1-2 per week) in your email box. You can unsubscribe at any time. Of course, the traditional feeds are also available.

If you are having any difficulty reading the newsletter below, you may view the current (and past) newsletter here:
http://www.hilobrokersnews.com 

In addition to the featured articles, don't forget to dig a little deeper for additional articles located in the "Daily News & Advice" area, as well as the "More Articles" section.

Mahalo,
Kelly & the Hilo Brokers, Ltd. Team


 
Your Big Island REALTOR®:
 

Kelly H. Moran
 

April 2008 - Hilo Brokers, Ltd.

Real

Quality Big Island Real Estate Service & Experience
for Over 20 Years!

 

Some Articles Copyright © 2008 Realty Times
All Rights Reserved.


Hilo Brokers, Ltd.
400 Hualani St., Bldg 21
Hilo, Hawaii, 96720

Office: 808-969-9400

Direct: 808-938-5757
 


 

 
 


Pidgin

- Part 1 -

- By Kelly H. Moran

 

 ”Eh, Brah - you kaukau a’ready?”

 ”Nah.  Bumbye.”

 ”Get grinds?”

 ”Shoot!  Brok’ da mout’.”

After you’ve been here a while, that exchange will make perfect sense.  It’s spoken in what’s locally called pidgin, which has a long history in Hawaii, and is still heard, though not as much as it used to be. But before we get into translations, let’s clarify something: it’s not really “Pidgin English.”

Linguists consider a pidgin to be an abbreviated form of a standard language, with a tiny vocabulary and a very regular grammar, neither of which changes much, over time.  A pidgin will also have been deliberately imposed, to enable speakers of different languages to conduct trade and other business.  The word “pidgin” itself was coined because it sounds a little like the English word “business.”

In the European colonies of Southeast Asia and the western Pacific, there is a true Pidgin English (also a Pidgin Dutch and a Pidgin French).  But that Pidgin English does not resemble Hawaii’s pidgin, because - as linguists insist - what’s spoken in Hawaii is actually a “creole.”.

A creole, they say, is a real language, which is fairly complex in both vocabulary and grammar; and although it may be rooted in one or more conventional languages, it’s continually evolving and expanding on its own.

In the 19th century, Pidgin English was introduced to Hawaii to enable communication between sugarcane field-hands and overseers from diverse backgrounds: Hawaii, Japan, China, the Portuguese Azores, etc.  But that early (true) pidgin quickly became a creole, as it absorbed vocabulary words and grammatical constructions from the workers’ own native languages, and especially as it became the first language of local children.

Until World War II, pidgin was the lingua franca (pun intended) of Hawaii’s people.  Everyone who’d grown up here, and quite a few newcomers and regular visitors, could understand it.  But it was always disdained by sophisticated people, and actively discouraged in schools.  Anyone who wanted a white-collar job had to be able to speak “regular” or “standard”
English.

But in the 1970s, when historically significant art and music styles were being revived, many local comedians began doing routines in pidgin; and local writers began creating skits, pageants and plays in pidgin.  They did this not only to keep the language from dying out, but to revel in its innate charm and colorful idiomatic expressions.

The dialog above can be rendered as follows, but I think you’ll agree that it loses something in translation:

“Hey, Brother [or friend], have you eaten?”

“No.  I will, later.”

“Do you have any food?”

 “Of course.  And it’s delicious.”

Be forewarned: it’s not advisable to try speaking pidgin with strangers - you will probably “make A” (make an ass of yourself).  But there are several pidgin words and phrases that everybody in Hawaii does know and use - I’ll give you some, next time.

    If you want a head start on that, go get the book called “Pidgin to da Max“ - a humorous guide to this intriguing, enjoyable pid - oops! - creole language.

 


See

Pidgin - Part 2

on Kelly's Blog



 

Mortgage Rates

U.S. averages as of March 27, 2008:

30 yr. fixed:   5.85%
15 yr. fixed:   5.34%
1 yr. adj:        5.24%


View current rates
 

 

Featured Listing

Cozy 2BR Home on 7.9 Acres - Private & Serene

Like new custom home being sold completely furnished and ready to move in!  The home is like new and nestled in a native forest with giant old growth ohia, wild orchids and giant hapuu. This is a very peaceful and tranquil setting -- relax in the large Nordic hot tub while enjoying the incredible star gazing. The landscaped yard has a fenced paddock ready for your horse or animals.

For a virtual tour and more information:
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Click Here for Local Market Conditions:

Hilo Update

Kohala, Hamakua Coast and Hilo Districts
(eastern and northern parts of the Big Island of Hawaii)


Market Snapshots Are Here

Looking for detailed information regarding Hawaii real estate? Now you can obtain real-time, instant, MLS market updates and trend analysis regarding the Big Island of Hawaii through our complimentary Market Snapshot service.

Get Your Big Island Hawaii Market Snapshot Here

Features:

  • Schedule how often you'd like to automatically receive your snapshots, ranging from every 2 to 8 weeks.
  • Price Graph, Table & Chart
    • Compares asking (list) prices and sold prices highlighting comparable properties. Also includes data such as dates sold and listed.
  • Selling Times Graph & Table
    • Compares time on market for active and sold properties.
  • Number of Homes Chart & Table
    • Shows recent activity in the area including number of homes for sale, sold or newly listed.
  • Community Information
    • Interactive display of the most current information including population, cost of living, climate, restaurants, stores, churches, etc.
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    • Interactive comparison for up to 8 schools such as number of students, teachers, programs, test results, etc.
  • Interactive Maps
    • Displays up to 100 of the active or sold comparables with clickable options for additional details; includes choices to display in Road, Aerial, or Hybrid formats.

 
         

 



Upcoming Island Calendar of Events

7th ANNUAL ASTRODAY FESTIVAL
Date:  Saturday, May 3rd
Time: 10am-5pm
Place: Prince Kuhio Plaza in Hilo
The 7th Annual award-winning AstroDay Festival is back.  Featuring interactive exhibits from every observatory on Mauna Kea, demonstrations and presentations, Hawaiian Culture displays, student science projects, Infrared Portrait Studio, StarLab Planetarium shows, liquid nitrogen demonstrations, scholastic robotics demonstrations, telescope viewing and a Kids Corner with fun activities. There will be a presentation of the Excellence in Teaching award and Hawaiian slack key music from many local entertainers. Many prizes to give away! Admission is free and open to the public. Contact Gary Fujihara at (808) 932-2328, email him at fujmon@mac.com or visit http://www.astroday.net for more information.

4th ANNUAL MAY DAY LEI DAY FESTIVAL
Date: Sunday, May 4th
Time: 1pm-4pm
Place: Palace Theater, Hilo
This beautiful aloha-filled event celebrates the Hawaiian art form of lei making. The festival features a spectacular lei display, hands-on demonstrations, lei contest, live music and hula on stage, historic short films, and the historic theater's pipe organ. Free to the public. For more information, call 934-7010 or email
hilopalace.office@hawaiiantel.net


 


 

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Daily News and Advice

Read about the events shaping the Real Estate market today, find current interest rates, or browse the extensive library of advice and how-to articles written by some of the top experts in Real Estate. Updated each weekday.
 


 

More Articles


 
March Round Up: Rates Remain Low

 

 
Location Can Dictate Maintenance Chores
 

 
Indoor Air Quality Management At Home
 

 
Buying Bonds and the Mortgage Market
 


 

What The Economic Stimulus Package Means To You

 

  Since passed by overwhelming Capitol Hill majorities in January, there has been much talk regarding the economic stimulus package. Yes, it will cost $168 billion, but what does it actually do for individuals?

The stimulus package is designed to help the country moderate the worst effects of a slowing economy and perhaps even avoid a recession. The idea is to encourage spending and with more spending to increase economic activity. While the theory looks good on paper, it will likely take months or years to know if it actually works.

From a personal perspective the January stimulus package has five major components that will immediately impact individuals with an interest in real estate.
     
     1. Checks from Uncle Sam: According to the White House, taxpayers can receive rebates of up to $600 

CONTINUED >>>

Appealing Your
Property Tax Bill

     If your property tax is aligned with or assessed based on the value of your home, a swing in property values could warrant close scrutiny of your property tax bill.

Some more progressive tax jurisdictions will make the adjustment for you -- up or down -- but most only move your rate up or they'll wait for the property to change hands before adjusting the tax. Even where adjustments are automatic, you still may not be satisfied and will need to appeal the deal.

Over valued or over assessed property is perhaps the most common and successful grounds for challenging your tax bill.

When the economy is faltering and spawning foreclosures, short sales and homeowners otherwise bailing out of homeownership, consider it a red flag -- it's time to scrutinize your property tax bill.

Many homeowners bailout, accept the foreclosure or take the short sale way out because their mortgage is more than the value of the home, which may have fallen

CONTINUED >>>

 



Kelly H. Moran
CCIM, CIPS, REALTOR
®
E-mail: Kelly@Hilo-Brokers.com
Web: www.KellyMoran.com or
         www.Hilo-Brokers.com
Office: 808-969-9400 x11
Toll Free: 800-769-4456 x11
Mobile: 808-938-5757
Fax: 808-969-7900

 
Hilo Brokers, Ltd.
808-969-9400
400 Hualani St.
Bldg 21
Hilo, Hawaii, 96720

 


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